Flood Insurance

Did you know that most residential and commercial insurance policies do not cover flood related claims? Which is the number one natural disaster in America. In fact, over the course of a 30-year loan, a home located in a high-risk flood zone is four times more likely to be flooded than damaged by fire.

And make no mistake, you do not need to live near water to be at risk. Where there is rain, there could also be flood. On average, 25 to 30 percent of flood claims are paid in low to moderate risk areas. Lenders require flood insurance in high-risk flood zones, but this essential type of insurance is optional though advisable everywhere else.

Flood Program Benefits:

• Internet processing and immediate Flood insurance quotes.
• Flood zone determinations and online applications.
• Credit card premium payment options.
• Twenty-four-hour toll-free claims reporting.

Customer Benefits:

• Coverage is available for homes or businesses.
• Anyone in a participating community can purchase Flood insurance.
• Low-cost coverage is available for properties that are not in high-risk areas.
• Coverage is available for tenants as well as property owners.